The one question a founder can always answer and most people can't: what's your burn? This plans the year you land your target job: your revenue, your burn, your runway, your compounding. Move a lever, watch everything move. Nothing here leaves your computer.
Inputs: your levers
Change anything. Everything downstream redraws instantly.
Total burn: /month
Already after inflation. This drives your age-62 total. Moving the inflation slider below does NOT change it. It only changes the Future-dollars view. Diversified index funds; a principle, not a promise, not advice.
Display only. It turns today's dollars into future dollars on the age-62 chart. It does NOT change the growth math or your today's-dollars total: the return above is already after inflation.
This month: your P&L
What comes in, what goes out, what's left. One month of your life as a business.
What actually lands (net)
/month
The paycheck rule
The one control that changes everything. Four parts of every paycheck: burn, war chest, invest, family/give.
Runway & war chest
If all income stopped today, this is how long you last.
Runway today
A shock is paid first from your war-chest contribution, then invest, then the war chest itself. The family/give line is never raided. The rule's percentages never move. The dollars underneath absorb it.
The Ladder: milestones & unlocks
Spending is milestone-gated. Growth unlocks it. Wishes don't.
This tells you when you can afford it. Taking it changes your burn. Come edit your burn table on the day you do.
The long game: compounding
The next 24 months, then every year to age 62.
Indigo = war chest ($, left axis) Β· Ruby = runway (months, right axis) Β· dashed indigo = target Β· soft-indigo dots = ladder unlocks. Estimate, built on your inputs above.
The economically secure age is the same in both views, because your burn inflates alongside the balance.
All long-game numbers are estimates built on the stated assumptions (return, inflation, your rule). They show cause and effect, not the future.
Memory
Your numbers stay yours. Save a file, load it back, keep plans, pass the gate.
The stamp means: I can drive this. Answer all three, then certify.
A guided coach that fills the form live. Close any time and finish by hand: the form is always the source of truth. Nothing leaves your browser (voice uses your browser's built-in speech engine).